Hi, Erica, I just joined this morning at 3am! I had one of those nights where my mind wouldn't stop spinning. I know it's tough trying to figure out what is the right answer to put you where you need to be. Priorities? What comes first? Family, finances, work, school? I graduated with a degree and found it didn't get me far. Well, further into debt. Then, I had my children, Trentin 6, Kailey 3. They made me figure out what comes first. So, I quit my job of 12 years to take care of them. Of course, that didn't help the debt situation much. But, most importantly, they are happy and so am ! My husband works too much and doesn't get to enjoy life like he should. So, I'm trying something new to help with the $$$. If you want to hear about it, let me know or check out my posts. Good luck with everything. It will all work out.